Except Copilot doesnt bill you per token like all those companies do, they bill you per prompt, at least Copilot in Visual Studio 2026 which is insane to me, are they just hosting all those models and able to reduce costs of doing so?
No, like every other provider they're just losing money and hoping this will some day magically become profitable
No they are taking the massive L. Thats why they paused new sign ups.
Just for context to the insanity, they allow recursive subagents to I believe its 5 levels deep.
You can make a prompt and tell copilot to dig through a code base, have one sub agent per file, and one Recursive subagent per function, to do some complex codebase wide audit. If you use Opus 4.7 to do this it consumes a grand total of 0.5% of a Pro+ plan.
Thats why this paragraph is here:
> it’s now common for a handful of requests to incur costs that exceed the plan price