Yes, of course. They are all in on the fraud.
This is like the equivalent of this economist joke:
https://www.econlib.org/bills-on-the-sidewalk/#:~:text=Kevin...
Has anyone not noticed that the Justice Department has literally been for sale? That we have stopped prosecuting white-collar crime in this country for a generation or two?
There's always a way. They hire the former prosecutor, they employ the children of congressmen. The money permeates everybody and everything. It's a criminal organization. It's obvious to anyone paying even the slightest bit of attention.
The idea that you can tell that people aren't committing white-collar crime because they haven't been prosecuted is a hilarious assumption.
It's not a conspiracy theory. It's right out in the open. They think they won't ever face real actual personal consequences. They're probably right.