You are right, and I am saying exactly the same thing. You seem to misunderstand that Qubes saves you whenever you use it as designed by its security approach. To benefit from Qubes security, you have to use virtualization to compartmentalize your tasks. Only virtualization is a guarantee of security. Everything running in the same domain is assumed to be not isolated, and a compromise would affect everything in it. Even root access has no password by default in VMs. So what you're saying is obvious to any Qubes user. This is why I didn't mention it. (But I should have indeed.)

By you reasoning, Qubes doesn't provide more protection than the underlying operating systems. I've seen this myth on HN multiple times.