1. We stopped allowing housing to be built, skyrocketing the cost of existing housing.

2. Our healthcare system remains a Frankenstein of a half-government sanctioned oligopoly, half-capitalist nightmare. Driving up the cost of healthcare.

3. Our governments are at best incompetent, at worst corrupt. SF spends $100k/person per year on homelessness. NY spends $80k. Where is all that money going?? Would be better to give that money directly to the homeless.