Actually, it's deterministic -- our product doesn't move money, so when the user gives us access through Plaid, we're only getting read-level permissions. We actually don't even get full account numbers.

A company working with Plaid has to request separate product "scopes" through Plaid in order to be able to move money.

It's read only until they get hacked like dozens of other ai start ups are...

I seriously hope this doesn't happen by the way but yea. This is not for me.