> The problem is that there sort of isn't a better way right now in the US, and for now, Plaid or a Plaid-like competitor is the safest way
So then the correct thing to do is to not automate this, until there is a better way. Why would you willingly give your bank credentials to a third party just so you can get some summary emails?? It doesn’t make any sense.
Hear you 100%. It's certainly not for everyone, and I respect your position.
It's total insanity. Can't banks detect and ban Plaid? They should suspend/cancel customers' online access as "compromised" if they detect someone other than the user using the user's credentials to log in. All the security theatrics banks put users through and they don't check for obvious credential leaks?