I don't see it as inevitable at any stage. Why would it be necessary? Why is access to information tied to a digital id suddenly? Also, where is digital currency inscapable? I can not pay with a bank note suddenly?
> Physical tokens like bank cards and driving licenses are neither necessary nor a good solution in a networked world.
I see absolutely nothing wrong with physical tokens. You could reason that this or that has more or fewer advantages but to insinuate that digital is always better, all of the time, is simply wrong.
> I can not pay with a bank note suddenly?
In some places you cannot. I was in London post-COVID and there were a bunch of tourist things, like a riverboat on the Thames, where you could only pay with a card. Went to a craft cider bar out in the countryside and again, they didn’t accept cash. Personally, I think businesses should be forced to accept all legal tender, which means cash stays as a first class payment method, but that’s not how it is in many places.
On the other hand, in Austria there are many places that are cash only, especially small restaurants in the countryside or community sporting events with coffee bars.