You are thinking way too hard. This person is a hazard that needs to learn the hard way.
If velocity means letting agents live edit a db, I'm fine being slow. Holy hell. Let these people crash and burn but definitely let me know the app name so I know never to use it first.
Not everything is a SaaS. I commented this elsewhere but I picture all the business running on spreadsheets/CSVs/MS Access databases on someone's desktop. People delete these all the time by accident. They have no security, no authentication, etc.
An LLM agent (with RW access to a DB), a developer, and a few days these become proper apps that SMB business would pay well for.
Sure don't give an LLM agent access to PII or properly built CRMs etc. But to not see the rest of the landscape seems like a missed opportunity.