One party to this is a high-inertia, potentially high-velocity metal box that, in an impact with the other party, typically results in an property insurance claim.
The other is a low-inertia flesh bag that, in an impact with the other party, results in a medical insurance claim, and possibly a funeral.
It does not work both ways.
One party to this is a high-inertia, potentially high-velocity metal box that, in an impact with the other party, typically results in an property insurance claim.
The other is a low-inertia flesh bag that, in an impact with the other party, results in a medical insurance claim, and possibly a funeral.