A hidden benefit is having to decide now whether you actually need these things.
Messaging apps will continue working.
Banking apps made by reasonable companies will also. In days of banking being competitive and rather open with many providers offering good value, it's so easy to switch providers. Granted I am relatively poor and keep my banking simple, but I doubt card providers want to increase friction either. After Revolut started requiring >basic integrity it took me appx 1 day to switch to n26 and nothing of value was lost.
Not being able to use socialmedia, e-commerce, and dating apps sounds great.