- There are people with $1M+ salaries who live pay check to pay check. This is a choice. A lot of HNers fall under this category.

- A lot of people who are actually poor and live pay check to pay check aren't ruined for years if they lose their job. Because the nature of their work and lack of career usually means they're unstable and replaceable "commodity" jobs in the first place.

- Almost everyone who is in a position to be exposed to evil at scale as a tech worker, is among the top 5% earners in the world. I'm being very conservative there, it's likely top 1%.