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kadobanyesterday at 9:16 PM0 repliesview on HN

As I understand it, debit cards do have some fraud protection too, but even if it's the same (I don't think it is), it's a way different power dynamic if you're begging for a bank to give you money back (debit card) vs just disputing your credit card bill.

In practice credit cards just have way better fraud protections.