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cjyesterday at 9:25 PM4 repliesview on HN

I’m not sure about “digital wallets”, but the concept of updating credit card details after a new card is issued does exist, and it’s a service offered by credit card companies.

Blog post from Stripe:

https://stripe.com/resources/more/what-is-a-card-account-upd...


Replies

resonantjacket5yesterday at 10:10 PM

it's called automatic billing updaters.

like

Visa: Visa Account Updater (VAU) https://developer.visa.com/capabilities/vau Mastercard: Automatic Billing Updater (ABU)

it worked fine for sometime, but the problem is that now the stolen credentials are being refreshed now as well.

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SkiFire13yesterday at 9:43 PM

There are also "network tokens" that allow you to skip this step and instead remain linked to the new credit card when it changes.

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rcontiyesterday at 10:09 PM

Yep. I've been able to use the "wrong" (but still valid) expiration date on my AmEx for a long time. I've had other credit cards where the autopay info was never updated and it just kept working for at least 6 months.

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cftyesterday at 10:44 PM

I also noticed that my Google Wallet cards no longer have expiration dates- when a card expires and they issue a new one, the Wallet card works without any intervention on my part

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