Legislate that the banks are liable for refunding this class of fraud and you'll find they suddenly take this stuff a lot more seriously and "discover" the technology.
I don't understand your point. The banks and credit card companies are already responsible. If I have a fraudulent charge I call and tell them it's fraudulent and they say okay and take it off and either getit back from the issuer or eat the difference.
I don't understand your point. The banks and credit card companies are already responsible. If I have a fraudulent charge I call and tell them it's fraudulent and they say okay and take it off and either getit back from the issuer or eat the difference.