alt Hacker NewsI think that's weird, because I can count off 6 or 7 just off the top of my head, people I know reasonably well, all of them well-educated, and smarter & better organized than I am. I don't really understand the argument we'd be having here: obviously, empirically, credit card debt is an enormous problem in the United States.
I haven’t really talked about that kind of stuff with people I know. I could be surrounded by people who have big debt and just don’t know.
A quick googling says that about half of all credit card holders carry some kind of balance each month, so clearly there must be some people in my orbit not paying it off.