> if you ask someone if they'd drive without insurance, or without driver's license they look at you like you've asked them to do the impossible

To wit: Europe's 1.8% (and Belgium's 0.7%) uninsured-driver rates are a fraction of America's 15% [1][2].

[1] https://www.mibi.ie/ireland-may-have-highest-level-of-uninsu...

[2] https://www.iii.org/fact-statistic/facts-statistics-uninsure...