> The same is true in a physical card wallet.
Not at all.
In my physical wallet, those identical looking cards have different names on them, ie. <myfirstname mylastname> and <mylastname - partnerslastname> for joint accounts. I can also mark them up with a marker, or request a different picture from some banks.
In iOS I need to remember that the one ending with 0044 is mine, and 0073 is for our joint account. I have no way to add an alias or distinguish them otherwise. This is ridiculous.
> I have no way to add an alias or distinguish them otherwise.
Seeing ones own name on a physical card also doesn't say say which joint account it is, yours or your partners (my partner and I each have Bank X, and each have a card for the other, which only has our own name, so, I feel your pain).
But, there is a way!
1. Tap the card, then tap the card[123] icon upper right and "Enter physical card information".
2. Either scan the card or type it in. Add the CVV while you're at it, seeing this later requires an additional FaceID.
3. Add "Description" for "Mine" or "Joint" or whatever. (KEY STEP)
When asked if you want to replace the card with same number say yes. It'll stay the same card, same transaction histories, etc., but now have a distinguishing description.
That's not universally true.
I have a shared checking account with my spouse. Both my personal card and shared card are the same, save for the actual card number.
My banks provide different colour options for their cards. All my digital cards differ, even from the same bank. The alternate colours helps within the banks/ apps as well as within Wallet, so it's not just an iOS "workaround".
I agree, it would be nice if Apple added stickers, but the problem isn't, IMO, as bad as you make out.
Exceptions include transport and concert tickets. Most of the time this doesn't cause problems because I'm standing with the other people I'm travelling/gigging with, and the agent scanning the tickets doesn't care about any names on them.