AI has replaced video games for me. And there are plenty of cheaper models that "do it" for me, I don't have to spend $$$$ just for entertainment. I will step up to the frontier for serious work. But if I'm just playing, I'm going for the free stuff on openrouter.
Also, ai art is fine. It looks better than me using paint. That said, there are plenty of foss art pieces and public domain that you can leverage if all you really need is placeholders, and that is much cheaper.