It's easier to blame climate change on a conspiracy theory around billionaires then it is to stop driving so much and reduce consumption.
> conspiracy theory
What is the name for the theory that the most fantastically wealthy do not rule society? No kind adjectives come to mind.
At least in the US, many people have to drive because US metropolitan areas are car-centric and lack public transit. This, in turn, is a direct result of lobbying by powerful companies like oil producers and automobile manufacturers.
As for your point about reducing consumption, there has been a deliberate effort by billionaire-controlled corporations to increase consumption. This has been done through a variety of methods, including limiting repairability, deliberate planned obsolescence through things like fast fashion and equipment designed to break down, and psychological manipulation to encourage consumption. Small ‘d’ democratic efforts to limit these techniques have been defeated by powerful lobbies backed by these billionaires.
Billionaires aren’t just responsible for consumption-driven climate change, they’re also responsible for subverting the democratic processes that could have reversed it at large scales.