My furnace is protected by an old school fast-acting fuse. One day it blew and at first I thought it was an anachronism from the house's original wiring but then realized it's intentional - the standard breaker upstream of it is not fast enough. Not clear if it mainly protects the blower fan motor or the circuit board - I suspect it's the motor. At least one other fan motor in the house got fried previously.

I think the quality of your power is determined mainly by the size of the transformer serving your neighborhood as well as the presence of noisy heavy power equipment like AC with poor/no soft starters or big brush motors among the consumers. It's noticeably worse on our street compared to where we previously lived.