I am in the US but my daily chat AI is Proton's Lumo+. Adequate, good features, not too expensive. I am near the end of a 1 month experiment using Google's $250/month Ultra AI plan and I wanted to try something different when the Ultra plan ends. I have tried Mistral's Vibe command line coding agent and considered it, but decided on a one month OpenCode + Deepseek v4 experiment.
I understand why Europeans might want to go all in on their own tech stacks, but it might be more strategic to just not get locked in to specific providers. Maybe a mix of European, US, and Asian tech - with a good plan for easy migration.