I don't have any data on this, so don't quote me on it at all, but this feels more like an excuse made up by paypros than an actual good explanation.
No one would have data on something like that! Wife finds out, husband says, someone stole my card! You expect them to own up later?
No one would have data on something like that! Wife finds out, husband says, someone stole my card! You expect them to own up later?