alt Hacker NewsZelle is (in effect) a wire transfer - there is no "credit" (meaning "borrow now, pay later") for that law to apply.
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interactivecode • yesterday at 5:53 PM
In the US can you use stripe with only online bank transfers just like in the EU?
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To expand a little on this, Zelle and debit card transactions are covered under Regulation E: https://www.consumerfinance.gov/rules-policy/regulations/100... . So there’s a codified procedure for disputes, it’s just a little less consumer friendly.