> This law is why they've been so aggressive over the last few years. There's nothing else that has changed

There is so much that has changed! If you think FOSTA/SESTA are the only thing that have changed, you're clearly not up to date on this topic!

> Banks didn't do this before 2018 as aggressively

Because after FOSTA/SESTA passed in 2018, the groups that lobbied for it started targeting financial infrastructure as the front in their war. This is not some secret; they've been very open about it and their lobbying efforts have been extremely well-documented.