>Explaining your life to an llm, then having it generate permutations of passwords to try does sound like it would work a decent percentage of the time.

I cannot relate to this at all. This information doesn't really seem that helpful. What might the strategy look like? Including spouses names or other proper nouns associated with you. But it's going to be a massive brute force effort still, and the likelyhood of a targeted crack that performs significantly better than more naive brute force passwords seems so unlikely.

Are your passwords like "SPOUSE_NAME:HOMETOWN_NAME"? Even if so there are probably more people with dictionary words that can be brute forced faster. IT would have to be the case that more people use patterns like that compared to something a regular dictionary attack could crack.