This case makes me think of my brother's place in rural Tennessee. To get to his house, you drive through a small creek, year round. For a hundred years in their community, they've managed without a bridge. I'm not sure driverless cars are ready for edge cases like this. Also, no one tell Enterprise I drove their rental through a creek.
Heck, that was the way I took into the city for work for a few years, shaved a good 30 mins off the commute.
You'd have to hold off for a few weeks every season change while the ice hardened up/melted or get stuck in it (thankfully I tended to get there after someone else found out).