alt Hacker NewsTo be honest, I never tried, but I see for example the removal of more and more procedures in person. In Spain where I'm from or Switzerland where I live it can be still manageable, but in the Nordic countries for example everything is digital and even cash is barely existent. A lot of payments are made by phone apps only.
I am from Nordic country. I did not use any cash, had no wallet for several years. It's not needed. After the US government acting like it does I mostly stopped using cards. Like with phone OSes a US-controlled duopoly.
Cash does not to need to be used anywere, but cards can be avoided for weeks until I need to use it again. Most can be handled by cash or bank transfer without problems.
For phones I have not any Google Android or iOS until a year ago. Nowdays I have a Google work phone, but it's always in flight mode except when a pay my lunch subsidized by employer. I type this comment on my Sailfish device and I use a degoogled Android. Can cause minor inconvenienance occasionally, but rarely enough to turn on my work phone.