Take a step back and think of the company who designed this machiavellian scheme and generated this dramatic situation...
is this a business relationship with trust and maturity?
"We will give you access to annual pricing discounts but not require you to pay the full year up front"
It's not complex or dramatic.
"We will give you access to annual pricing discounts but not require you to pay the full year up front"
It's not complex or dramatic.