Thank you! That was a generous and helpful response, I really appreciate it. Food for thought...
>"...if you're strategic about your usage, the ability to "talk for free" and occasionally "burst" to an online provider or having some hugging-face tokens to try out different models that you can't quite run locally is really nice. Talking to the AI (locally) to even just do non-coding planning without worrying about data leakage or privacy issues is phenomenal, and you end up owning a really nice laptop!"
^ this resonates, loudly.