I know you're trying to reduce it to absurdity, but that's not what I'm saying you're doing, and I think you know it.
I'm saying people chase returns. If you find out that one mutual fund is going to give you reasonably higher returns than your current mutual fund, you're likely to at least consider the option of switching to that competing mutual fund, regardless of how they get the increased returns.
Multiply that times a few dozen million people and you start to see some effects on the economy, like laying off workers in favor of using AI.
I'm saying people chase returns.
And I’m saying that there’s so many dots to connect to reach your conclusion that it becomes no conclusion at all, let alone having much to do with the decision-making of oldsters.