You know it as well as I, no gotcha here buddy.
It's getting tough for shitters with some old ass legacy PC who depend on online services. Hopefully they were smart enough to understand they were living on borrowed time.
edit, also there are government subsided smartphones if you need one.
> old ass legacy PC
A bunch of the unsupported PCs aren't even that old.
I bought a Ryzen 5 1600X in 2017, which is noticeably higher performance than the basic tier of processors supported by windows 11, but it's not on the supported list, and you have to bypass the installer to get windows 11 running.
My PCs are modern. I (used to) run TurboTax in a VM. I've got three VMs with different older versions of Windows, that contain about 20 years of Tax data. It's more secure to keep my tax data in VMs that I don't use for anything else. I do have a Windows 11 partition on my PC, but I haven't booted it in over a year, and I have no need to.
I don't think I'll ever need to make a Windows 11 VM.