alt Hacker NewsAlipay is available only through Discover. Chinese processors have no presence in the US. In the same way in China you can use Visa and Mastercard through WeChat.
Alipay is available only through Discover. Chinese processors have no presence in the US. In the same way in China you can use Visa and Mastercard through WeChat.
Source about alipay/discover partnership? I could not find any and it is hard to imagine how a card-based network can support a qrcode-based system. The acceptance of Alipay at CVS/Walgreens is native, meaning you pay by qrcodes, exactly what you do in China.
Major merchants in the US do support UnionPay, even USPS(!) displays its logo. The problem used to be small/local merchants, but with the advent of modern PoS like square/clover it is getting better.
In what same way? Even registering a Wechat account is no trivial task, just look at all those ppl asking help scanning their signup codes. Suppose you did KYC and seasoned the acct enough to get it finally working, it is still limited to business codes (think of bigbox stores), not personal codes (think of farmers market, local mom-and-pop place, etc). The latter actually dominates the daily life in China.
IMO using V/M through wechat/alipay is like in the world you described and I was arguing UnionPay works in the US because ppl can buy gift cards at PO then use them at merchants, which is actually smoother comparing to this w/a business, but at the same time quite ridiculous.