> So you fall into bucket #1. More generally that AI isn't useful. At least not useful enough to invest time or money in.

Wrong. That's what you wanted to read. As I was saying you are not interested in my opinion, only on the answer you already presume.

I think AI is moderately useful, although clearly not as useful as it is hyped to be.

The amount of money poured into AI makes no sense not because it has no value, but because the investment will never see an adequate return.