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aidenn0today at 2:39 PM1 replyview on HN

Many government employees have pensions. Most of the ones I know are also ... skeptical of the future solvency of those funds by the time they retire.


Replies

bombcartoday at 3:34 PM

Most (if not all) gov't pensions still have the defined benefit part as the "optimal" choice even when they offer defined contribution plans.

They can also offer some really nice benefits like accessing your pension income at 55 which can be a substantial portion of your last year's salary, and you can keep working elsewhere if you want.