You don't need a $200/mo plan, that's for people chewing through Opus tokens with multiple instances of Claude Code going in parallel. My impression is that most people just use the free ChatGPT tier, or $20/mo at most.
For coding or talking to it? $20 is ok to chat I guess. $100 is minimum if you do this for a job.
For coding or talking to it? $20 is ok to chat I guess. $100 is minimum if you do this for a job.