The other part of the problem not discussed in this article is that many services now require digital ID. Banks don't really have many physical locations any more, etc. So not having a digital ID is seriously impractical, and it didn't have to be this way. That is IMO a big factor for why digital ID is receiving so much flac: "Digital ID isn't something everyone can have, and for the corner-case people, the alternatives are drying up due to over-digitalization"