Not everybody can create and maintain their own applications even with the help of AI. And that would be wasteful because app is not made to serve a specific user but to accomplish specific tasks.

Therefore we will need people who are skilled at creating apps with the help of AI. AI can not do that for us, someone is needed to figure out what apps we need. So AI will empower programmers, not replace them. Of course if you are unwilling to learn how to use AI as part of your tool-chain you might lose your job.