Those are pretty high, I'd want to know more about circumstances and I would be skeptical without knowing more. It can certainly be expensive, but the overall average for unsubsidized ACA plans is about 6000/year.
My wife has a small business and she does not pay anywhere even approaching 40K for a pretty much bog standard policy for a ~50 year old woman. She does not go through the ACA marketplace, she gets a group policy through the company she uses for payroll.
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Those are pretty high, I'd want to know more about circumstances and I would be skeptical without knowing more. It can certainly be expensive, but the overall average for unsubsidized ACA plans is about 6000/year.
My wife has a small business and she does not pay anywhere even approaching 40K for a pretty much bog standard policy for a ~50 year old woman. She does not go through the ACA marketplace, she gets a group policy through the company she uses for payroll.