You've given a good explanation of how it works -- under a mode of production concerned primarily with the exchange value of goods, not their use value. If what you want to do is to provide adequate/growing use value, you can do that instead and allocate resources based on need rather than on investment value.
Use value and exchange value are highly correlated for basically all goods other than collectibles and luxury items, and even then their "use" often is providing an emotional boost to their owner.
It seems like you're recommending socialism without coming out and saying it?