Neither of us have health insurance (forty-something Americans -- USA! USA! USA!). My helpfulness towards him mostly knowing he has nobody else to help him (ER already stabilized him post-accident, plus another trip for sepsis). Also, I love dogs.

This has been a very terrible and very real lesson in mortality. Wish we had some basic social safety nets for middle-aged unemployables (e.g. single-payer healthcare).

True but a motorcycle is basically 100% given that you will crash and have bad injuries.