alt Hacker NewsWith most 401k plans, you can choose what you invest in to an extent. You can put it in bonds or other investments if you want.
With most 401k plans, you can choose what you invest in to an extent. You can put it in bonds or other investments if you want.
This doesnt fix the systemic issue. Most people put their money in a target fund and leave it alone. Those target funds are at risk of being forced to buy these over-inflated assets. The incentive to do this is there because those target funds and naive investors exist.