You always could disable OneDrive (it's uninstallable), and you could always use a local account on Pro editions of Windows, that's nothing new.
Uninstalling Copilot and the local AI models is whats new on current insider builds.
https://www.google.com/search?q=microsoft+blocks+local+accou...
https://redmondmag.com/articles/2025/10/08/microsoft-ends-lo...
https://www.google.com/search?q=microsoft+blocks+local+accou...
https://redmondmag.com/articles/2025/10/08/microsoft-ends-lo...