Are you assuming yearly wages not increasing to match/exceed inflation every year?
The logical point here doesn't make much sense to me otherwise.
Cumulative inflation since 2019 has been 30%. More with these new numbers, I think.
What jobs have the wages gone up 30% in that same time period? I’m sure a few, but not many.
In the tech industry? Absolutely they have not, and in fact have likely gone the other way.
Unless you're maybe one of the few specialists in deep learning, CUDA, etc.
There's been mass layoffs and downward pressure on compensation all over.
Also is having twice as much money (1x from interest and 1x from income) not a benefit?
Maybe you are the strawman consumer that skeptics point to in guaranteed basic income debates, who just stops working because they get a check.
My salary has not kept up with inflation over the last 15 years. The industry I am in, which is not related to tech, has undergone massive consolidation leading to 2-3% raises some years and no raises other years.