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defenyesterday at 7:37 PM3 repliesview on HN

How much liability coverage are you getting for ~ $100/month? In other words if you injure or kill someone with your vehicle how much of that cost will be covered by your insurance company? With Waymo the answer is "not my problem".


Replies

0xffff2yesterday at 8:18 PM

I pay ~100/month per car for full coverage on two fairly new cars and $500k in liability from the auto policy plus a $1m umbrella policy. And that's in CA which is comically expensive. I find it very believable that you can get excellent liability only coverage on 3 cars for $100/month depending on the state and drivers.

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AnssiHyesterday at 8:51 PM

Hmm, for my €209/year (~$20/mo) liability insurance I get unlimited coverage for personal injuries and €5M coverage for property damage (both mandated by Finnish law).

It sounds like you pay much more. Any idea why?

cucumber3732842today at 1:18 AM

>How much liability coverage are you getting

Who cares? Liability coverage is only there to satisfy the state and little more IMO. If you do need it the counterparty will exhaust the limits of your liability coverage and call it quits. It is not worth it for the other guy's insurance to sue you unless you're a million bucks in the red.