Check back in 5 years. This is going to age poorly.
The reason is that, despite what many think, AI actually is able to create novel ideas and solutions. That's why AlphaGo was so important; it couldn't beat the world's best Go player just be being a fancy autocomplete and a big processor. It had to create new discoveries and then use them effectively. That was the turning point. It's been a decade of improvements since then, and AI is already making discoveries we couldn't have made without it. The impacts are already here and in your world, you just haven't recognized them as such yet. But in a few years it will be undeniable to even the most uneducated observer, since changes that could not be possible will be present in every person's life as the effects ripple out across basically every industry.
In no timeline nor carbon-based universe does GP's comment age poorly.
I am a bit skeptical but cautiously optimistic about AI “creating novel ideas”, if we are using “create” pedantically. Any interesting examples?