Short: Yes, but of course it depends. Long: I am dealing with a huge amount of fitness related health data which gets aggregated into metrics. If those metrics are wrong, for whatever reason, this is not great.

If you just run some blogs, of course, this is not important.

The risk of bit flips is a percentage. The more RAM you have, the greater the likelihood. I have experienced heisenbugs on my 64 GB desktop that I bet were because of random bit flips

I’ve had it catch a bunch of errors on borderline memory at home. (Despite the memory passing memtests).