But you can get that return from a paid service too, in fact it'll be better. So just comparing costs, what's the annualized ROI on the Mac Studio assuming it means you avoid paying $240/y for Claude? Cause I can always set aside the Mac's price in some investments and pay for Claude out of that.
Same with many and their shop tools in other trades.
Most hobbyists and many professionals could end up far ahead financially by leveraging makerspaces, tool rentals, and co-op shops or even by hiring out a professional to prep certain intermediates for them, but they get psychological value -- as well as flexibility, reliability, and resale opportunity -- from having their own well-outfitted shop.
And they can afford that premium, so they do. At the scale of individuals and small shops, not everything that matters gets captured in financial models.