Tap to pay is mostly NFC? So is there an alternative app?
Curve Pay has worked well for me. Only good alternative as it doesn't depend on Google Play Services too
Yes you can use Curve pay.
Edit: Apparently that's Europe only? I'm in Europe so yeah. I didn't know that.
There's Curve Pay in Europe. In the US, I'm not sure.
I extracted a chip (by dissolving the plastic in acetone) from my card and glued it to the wriststrap of my Pebble watch :)