Huh, never did a charge back in my life (I'm not from the US, charge backs aren't a big thing here). I'll give it a shot, just for fun :).
I use a debit card and I wasn't even sure you can do charge backs with them. But yes, apparently!
I've done a couple on a debit card and it's gone pretty smoothly. I paid around £200 for an online service who they effectively ghosted me, so I submitted a chargeback to my bank, and they said they'd get in contact with the provider. I never heard back about it other than getting my money so I'm guessing they ghosted my bank too
It's not an automatic thing. The bank has to review your case and decide if photobucket committed fraud. But the odds are higher than you think.
Revenge after they fucked around with you is what makes doing this procedure worth it...