alt Hacker NewsYes. Fraud. It makes a document look like it existed in physical form. Imagine for example a purchase agreement for a house that was physically scanned. You could change the signature to a different name and then make it look like it was original.
I am not asserting the authors intent is to facilitate fraud or there isn’t any other practical use, but let’s not be naive and act like fraud isn’t a likely use.
Before you downvote at least respond with why you think my analysis is wrong.
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It's not that you're wrong, but the fact that it would be fraud is farcical and needs to be challenged.
My bank demands that I perform this ridiculous hoop-jumping. Like others here, I use ImageMagick hocus pocus to defeat them with trivial ease (a couple of times they complained so I tweaked the algo a bit and they were happy). The whole situation is beyond absurd. It's security theater in place of security.
Print - sign - scan. I've never been told to keep the physical print out.
I've also never had someone refuse my too-perfect digitally inserted signature, but I could totally see it happening.
Oh and I don't like signing stuff anywhere, so I also used my scanned signature and got a custom stamp made. :)